Average CD rates in the seventies fluctuated between a low of 3.61% in February 1972 and a high of 13.43% in December 1979.What were the interest rates on CDs in the 70s?.Then, during the recession, rates began to fall, reaching 0.2% in January 2010. The last time that CD rates were at or above 5% was before the 2008 recession in October 2007.When was the last time CD rates were 5%?.The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%.

What was the highest CD rate in history?.Here are the answers to some of the most frequently asked questions regarding CD rates.